i looooove this idea
tho a bank like that would be useless and would have no reason to be added
There’s already talk of a “Dark arts society” and Vetex plans to create cities and towns which are more defiant of the Magic Council.
I think this should be added but have some downsides like the smith and tailer selling random items because they stole it so they might not have your culture item and the alchemist and metalworker would have a chance of failing not a big chance but say 10-20 percent, and lastly when banking is added you have to be careful of the personality of the banker because if it is say genius or evil 10 percent of all the money you put into the bank will be stolen which makes players have to read the text the banker says and deduce if they are crazy or genius and if they are, stab them to death and wait for the next with a hopefully better personality.
This idea is really good, but it is impossible cuz of Magic Council. The only way is bigger bandit camps with shops, smiths and etc. in head with villain or someone else.
thats why it should be in a remote location underground, unbeknownst to the magic council.
Magic Council sees all.
idk man… i wanna join the magic council but not all of us got 20/20 vision bro 
Agreed. I’ve started my second save file to be a villain, and It’s annoying when you cant buy anything when you have a bad rep